Bip39 Bip44 Compatible Software Wallet. starting up Electrum or opening your desktop wallet file. Starting up Electrum or opening your desktop wallet file ahead of moving into your passphrase will induce them to obtain your default wallet (empty passphrase) and generate problems. For those who make a skeleton Electrum wallet, https://stephengrbmw.oneworldwiki.com/6389929/the_anatomy_of_the_bip39_phrase_entropy_terms_and_protection